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Watch Your Savings Rise

Choose an account that pays

 

 

ADVANTAGE CHECKING

Earn As Much As 1.00% APY 

 

  • Incredible earning potential!

  • Ability to receive ATM fee refunds (up to $25.00)

  • Access to one of the world's largest banking networks

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MONEY INVESTMENT

Earn As Much As 0.30% APY  

 

  • Dividends paid weekly

  • Transfer your money to Sunbelt and start earning today

  • Easily view and manage your account online

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SHARE CERTIFICATES

Earn As Much As 0.60% APY

 

  • Achieve your savings goals

  • Maximize earnings with competitive rates

  • Choose a term that best fits your needs 

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Benefits

NCUA INSURED

All money on deposit is insured up to $250,000 by the NCUA.  Like the FDIC, the NCUA insures your deposit through the NCUSIF, backed by the full faith and credit of the US government.

 

 

AUTOMATIC TRANSFERS

Set, forget, and let your savings accounts grow with automatic transfers.  You can funnel all your savings into multiple savings accounts to manage short and long-term savings goals.

 

 

NO MONTHLY FEES

Most banks charge fees unless you maintain a certain amount in your savings.  All Sunbelt savings accounts have no monthly fees making them a better way to increase your balance over time.

 

 

MOBILE BANKING

Access all the online and mobile banking tools to monitor and maintain your account.  The Cloud branch in the Sunbelt Central App provides easy access to real-time transfers and more.

 

 

Maximize your earnings with top - tier market rates, best bank in mississippiCalculate your personal earnings over time, best bank in mississippi

 

Learn More

Is it easy to access my money?

Yes. While most banks charge a high fee to move money or do not allow you any access to it at all, Sunbelt makes it easier than ever to access your money on deposit.

Access all the online and mobile banking tools to monitor and maintain your account.  The Cloud branch in the Sunbelt Central App provides easy access to real-time transfers and more.

Are there monthly fees?

Most banks charge fees unless you maintain a certain amount in your savings.  All Sunbelt savings accounts have no monthly fees making them a better way to increase your balance over time.

Are my funds guaranteed / insured?

Yes. Your funds are federally insured by the National Credit Union Administration (NCUA) up to $250K.Like the FDIC, the NCUA insures your deposit through the NCUSIF, backed by the full faith and credit of the US government.

What is the minimum requirement to earn dividends?

While most banks require a minimum of $5,000.00 to earn dividends (banks call this interest), you can begin earning high dividends with as little as $100.00.

 

Deposit Details
Qualifying required for membership. APY = annual percentage yield. All deposits subject to terms listed in Sunbelt's Rates & Services form.
Advantage Checking Details
Advantage Checking: 1. Qualifying accounts require 10 MasterCard Credit Card purchases each month with an aggregate total of at least $100.00 (transactions must post by close of business on last day of month), one ACH deposit each month, must receive Cloud Documents (valid email address required), and must not be subject to backup withholding (tax that is levied on investment income). Accounts with backup withholding will be converted to our regular checking account. Qualifying accounts also receive ATM charge refunds up to $25.00 each month. For any month in which these requirements are not satisfied, the non-qualifying dividend rate will apply, no ATM charge refunds will be paid, and a monthly service charge will apply.
2. Advantage Checking available to natural person 18 years of age and older (i.e. business, DBA, minor, Trust, etc. accounts will not be allowed in the program).
3. All Advantage Checking accounts that fail to meet the qualifying criteria will be subject to a monthly service charge. The monthly service charge is posted on our service charges schedule. *APY = Annual Percentage Yield
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Sunbelt is changing the way you bank.  As a not-for-profit financial institution, owned by its members, the most powerful driving force is your voice

LET YOURS BE HEARD