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MyLife Checking

MyLife Checking Account

Introducing MyLife Checking with MyLife Rewards — an account where everyday life meets rewarding experiences. Earn points on purchases, access exclusive discounts, and more. Elevate your financial experience with this vibrant account! Searching for an account that maximizes savings and offers rewards? Then this is the account for you. You can earn dividends and receive MyLife Rewards benefits with this account.

FEATURES

— Earn Dividends*

— Earn Cash-back Credit**

— MyLife Rewards Benefits  

— Credit/ID Monitoring & Protection

— Cellphone Protection

— Telehealth & more 

Term APY Minimum Balance Dividend Rate
Minimum Balance for APY Met 0.05% $500 0.05%
Minimum Balance for APY Not Met 0.05%
*  The minimum balance required to earn the stated Annual Percentage Yield is identified above. If you do not maintain the minimum balance, you will not earn the stated Annual Percentage Yield.
   For all accounts, dividends are calculated by using the Daily Balance method, which applies a periodic rate to the balance in the account each day.
** 
1 In order for the account to qualify for a $1.00 (up to $5.00) monthly credit for a particular qualification cycle, you must satisfy the following requirements: 1) complete ten (10) Mastercard Debit Card PIN or signature purchases for a total of at least $200; 2) initiate at least one (1) ACH or payroll deposit of $500 or more to the account; 3) receive eStatements or Cloud documents; 4) maintain an average daily balance of $500 or more; and 5) have an active loan with us with a balance of at least $1.00.

Explore the Ultimate Rewards Package

IDProtect

 

Monitor and protect your credit, credit score, and identity with IDProtect®

IDProtect® is a premium Identity theft monitoring and resolution service1, that includes credit file monitoring2 and alerts of key changes with Equifax, Experian, and Transunion, ability to request a 3-in-1 report every 90 days or upon receipt of a credit alert, monitoring of over 1,000 data bases and up to $10,000 in identity theft expense reimbursement3, and more. 

Registration/activation required.

  • Credit Report / Score   
  • Identity / Credit Monitoring   
  • Identity Theft Reimbursement

MyLife Rewards Credit Score

Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.

Credit file monitoring from Experian and TransUnion may take several days to begin following activation.

Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance product is not insured by NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.

 

Cell Phone Protection

 

A modern reward for modern tech. We love our phones, but they do break and get lost or stolen.

Receive up to $300 of replacement or repair cost for damaged or stolen phones.  This protection covers the first three phones listed on your cellular telephone bill.3 

Mobile phone bill must be paid through this account.

  • Covers up to 3 phones   
  • Protects up to $300 per claim   
  • Amazingly low replacement deductible

 

Rewards Cell Phone Protection

Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.

Credit file monitoring from Experian and TransUnion may take several days to begin following activation.

Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance product is not insured by NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.

 

Protection From the Unexpected
 

 

Provide security to those who matter most.

Accidents do happen, but you can plan ahead.

Unexpected events can leave families into a financial bind. 

Third party insurance can be costly but security is worth every penny - and its even better when it's free. 

Coverage divides equally on joint accounts and reduces by 50% at the age of 70.

  • Receive up to $10,000 of Accidental Death & Dismemberment Insurance.3,4 

Rewards Life Protection

   
Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance product is not insured by NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
Telehealth

 

MyLife Rewards offers Telehealth services.

Telehealth1 provides access to 24/7 video or phone visits with U.S.-based board-certified, licensed and credentialed doctors ready to care for you and your family.

There are zero copays and no surprise bills, plus discounts on prescriptions and lab work.

Telehealth covers non-emergency, urgent care for things like allergies, sinus infections, flu, strep throat, bronchitis, hypertension, rashes, acne and more. Therapists and counselors are also there to help work through all kinds of mental and behavioral health, including depression, divorce, grief, loss and addictions.

Registration/activation required.

Rewards Telehealth

Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.

 

Buyer's Protection

Protect your purchases, just by using your card.

Buyer's Protection covers items for 90 days from the date of purchase against accidental breakage, fire, or theft.  Extended Warranty extends the U.S. manufacturer's original written warranty up to one full year on most new retail purchases if the warranty is less than five years. 

Item(s) must be purchased entirely with eligible account.

  • Purchase Protection for 90 Days   
  • Extended 1 Year Warranty on Most Purchases
  • Coverage against: Fire, Theft, Breakage, and more

 

Rewards Buyer's Protection

 

Travel and Leisure Discounts
 
 
 

Don't limit your travel rewards to one company's specific criteria. 

Money-saving discounts from thousands of local and national businesses. Members can redeem and print coupons online or access discounts from their mobile device. Digital Access makes saving super easy and convenient, giving instant savings anywhere and anytime. 

Registration/activation required. Available online only.

  • Savings with Numerous Major Companies  
  • Airfare, Lodging, Auto Rental, and more    
  • No Need to Earn & Track Loyalty Points

 

Rewards Travel Discounts

 

— Receiving all these services elsewhere at for-profit companies can cost upwards of twenty times as much!  Now you can start with MyLife Checking for as little as $3-$8 / month.

— Rising Sun Checking Account holders (those under eighteen years old) receive MyLife Checking ABSOLUTERLY FREE.

With MyLife Checking, you can earn monthly cash-back credits, just for being a member of Sunbelt! For each of the following, you will earn a $1 credit, every month!

 

Use our great financing options (minumum of 1 loan)

 

 

Use your Sunbelt Check card regularly (10+ Debit Card transactions per month)

 

 

Establish / Maintain Direct Deposit / ACH / Payroll Distribution

 

 

Maintain healthy balance (average daily balance >$500)

 

Conduct $200 or more in debit card purchases

 

Frequently Asked Questions

What do I need to bring with me to get started?

To open an account with Sunbelt, you will need to bring in two valid forms of Government Identification. For example, your Drivers License and Social Security Card. Also, proof of residence such as a utility bill or a lease.

What is the opening balance requirement for a checking account?

There is no opening deposit required for any of Sunbelt's checking accounts!

How many free ATMs do I have access to?

Sunbelt account holders have access to over 60,000 free ATMs across the United States! Click here to find the free ATM closest to you.

Are my funds guaranteed / insured?

Yes. Your funds are federally insured by the National Credit Union Administration (NCUA) up to $250K.Like the FDIC, the NCUA insures your deposit through the NCUSIF, backed by the full faith and credit of the US government.

Are you a MyLife Checking Account Holder?         

For first-time registration, click Begin Registration' to get your access code.  Once obtained, click 'Login to MyLife Rewards' or visit Myliferewards.com

 

begin registration

 

login to MyLife Rewards

Interested in opening a MyLife Checking Account?

Get Fast Answers To Your Questions

 

Find A Branch To Get Started

 

  Call Us: 601-649-7181

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Sunbelt is changing the way you bank.  As a not-for-profit financial institution, owned by its members, the most powerful driving force is your voice

LET YOURS BE HEARD