Credit Builder

Credit Builder Loan

Designed for a brighter financial future! Our Credit Builder loan can help you establish credit or enhance your credit history. Whether you’re new to credit and just starting out, or trying to improve your credit score, this is a flexible loan to fit your budget.

DETAILS

— One Monthly Payment

If you’re new, finance something up to $20,000. If you’re rebuilding credit, pay off a balance or other debt up to $20,000. Either way, you’ll make one monthly payment at a qualified rate.

— Credit Score Increase¹

Make on-time payments and lower credit card usage, you’ll have more available credit — which can increase your credit score as you pay off your loan.

 

Term	Limit	APR as low as
Individual – up to 72 Months	$20,000 maximum	8.795%
Joint – up to 72 Months	$40,000 maximum	8.795%

 

^*  APR means Annual Percentage Rate. The rates listed above are the lowest rates possible. All rates are based on an evaluation of credit history, so your actual rate may differ. Subject to credit, underwriting criteria and guidelines do apply. Rates can change at any time.

 

Lending Disclosures

Qualifying required for membership and financing. Rates are based on an evaluation of credit history, combined loan-to-value ratio, loan term, and other factors. Your actual rate may differ. Not all applicants will qualify for the displayed lowest rates. Rates calculated as Annual Percentage Rates (APR). Programs, rates, terms, and conditions are subject to change. Additional fees and other costs of financing may apply.