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Certificates

Share Certificates (CDs)

Illuminate your savings and let your money bask in the glow of steady growth. Share Certificates offer higher paying dividends and flexible term options. Enjoy peace of mind with a term that fits your financial goals — and watch your money grow with confidence!

FEATURES

— Higher Paying Dividends*

— Flexible Term Options

— Dividends Compounded & Credited Monthly  

Term APY Minimum Balance Dividend Rate
6 Months 4.23% $500 4.15%
10 Months** 4.28% $500 4.20%
12 Months 4.14% $500 4.06%
18 Months** 4.65% $500 4.55%
24 Months 3.30% $500 3.25%
36 Months 2.38% $500 2.35%
48 Months 2.58% $500 2.55%
60 Months 2.68% $500 2.65%
 
*  The minimum balance required to earn the stated Annual Percentage Yield is identified above. If you do not maintain the minimum balance, you will not earn the stated Annual Percentage Yield.
   For all accounts, dividends are calculated by using the Daily Balance method, which applies a periodic rate to the balance in the account each day.
** For certificate specials if the term is not available on maturity, your certificate will be renewed to the next highest term. 
 

 

 

Guarantee your return with a high yield certificate

NCUA INSURED

All money on deposit is insured up to $250,000 by the NCUA.  Like the FDIC, the NCUA insures your deposit through the NCUSIF, backed by the full faith and credit of the US government.

 

 

COMPETITIVE RATES

Lock in a competitve rate to watch your savings soar.

 

 

FLEXIBLE TERMS

From six months to sixty; choose the best term to maximize earnings and reach your financial goals.

 

 

Frequently Asked Questions

What do I need to bring with me to get started?

To open an account with Sunbelt, you will need to bring in two valid forms of Government Identification. For example, your Drivers License and Social Security Card. Also, proof of residence such as a utility bill or a lease.

What is the opening balance requirement for a checking account?

There is no opening deposit required for any of Sunbelt's checking accounts!

How many free ATMs do I have access to?

Sunbelt account holders have access to over 60,000 free ATMs across the United States! Click here to find the free ATM closest to you.

Are my funds guaranteed / insured?

Yes. Your funds are federally insured by the National Credit Union Administration (NCUA) up to $250K.Like the FDIC, the NCUA insures your deposit through the NCUSIF, backed by the full faith and credit of the US government.

 

Qualifying required for membership. APY = annual percentage yield. All deposits subject to terms listed in Sunbelt's Rates & Services form. 

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Sunbelt is changing the way you bank.  As a not-for-profit financial institution, owned by its members, the most powerful driving force is your voice

LET YOURS BE HEARD