Consolidate

Bill Consolidation Loan

A Bill Consolidation Loan is a great option for those looking to clear away the clouds of multiple bills and payments to see a brighter financial future. Our consolidation loan is a vibrant solution if you’re looking to combine multiple debts into a single, low, manageable monthly payment at a low rate — and potentially increase your credit score.

DETAILS

— Fewer Bills

Combine your credit cards and other loan debt into one loan — up to $20,000 for individual or $40,000 for joint.

— One Low Monthly Payment

One loan means one bill to pay — with a lower payment. Save money by not paying interest on multiple balances with different rates.

— Credit Score Increase

With one bill, on-time payments and lower credit card usage, you’ll have more available credit — which can increase your credit score as you pay off your loan. 

Term	Limit	APR as low as
Individual – up to 72 Months	Up to $20,000	8.795%
Joint – up to 72 Months	Up to $40,000	8.795%

 

^*  APR means Annual Percentage Rate. The rates listed above are the lowest rates possible. All rates are based on an evaluation of credit history, so your actual rate may differ. Subject to credit, underwriting criteria and guidelines do apply. Rates can change at any time.

 

Want to learn more?

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Lending Disclosures

Qualifying required for membership and financing. Rates are based on an evaluation of credit history, combined loan-to-value ratio, loan term, and other factors. Your actual rate may differ. Not all applicants will qualify for the displayed lowest rates. Rates calculated as Annual Percentage Rates (APR). Programs, rates, terms, and conditions are subject to change. Additional fees and other costs of financing may apply.