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Phone: (601) 649-7181

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Direct Deposit is available for savings accounts

Routing Number - 265 377 633


Savings Accounts


Sunbelt Savings

The Regular Savings Account establishes credit union membership. Once opened, members may utilize other products and services.

  • Access your money at over 4500 service branches and 40,000 surcharge-free ATMs nationwide!
  • Minimum opening balance is $5
  • ATM Card available
  • Dividends are calculated and paid monthly on average daily balances in excess of $100



  • Members may access account funds and information via ATM if member has an ATM card or Debit Card (checking required to get a Debit Card)
  • Maximum of 6 preauthorized debits are allowed per month
  • Statements are available quarterly; monthly when there are electronic transactions
  • Funds are insured up to at least $250,000 by the NCUA (IRAs insured separately)

Sunny Kids Club

The Sunny Kids Club is a great way to teach your child the importance of financial literacy, as well as how to save and how to maintain a credit union account. Whether your child's savings goal is to purchase a new toy or to help save for tuition, youth of all ages can benefit from a Sunny Kids Club Savings Account!

  • No monthly fees
  • Earn monthly dividends (interest) on average daily balances
  • Learn to save from any age
  • Access your account in Cloud Banking and Money Manager online to learn financial management and how to save

Money Investment Account

The Money Investment Account is a savings account that features a higher dividend rate than is paid on our Regular Share Account.


  • Minimum balance $1,000
  • No minimum deposit or withdrawal amount applies
  • Account funds can be accessed by coming to the branch, through Cloud Banking, or Sunny By Phone
  • Weekly compounded dividends


  • Minimum average daily balance of $1,000 is required to earn dividends
  • Calculated on the average daily balance, paid and compounded weekly

Holiday Club Account

The Holiday Club Account is designed for members to save for holiday spending.

  • No minimum opening balance
  • Dividends are calculated and paid monthly on average daily balances
  • Funds in the account will automatically be deposited into your Regular Savings Account on November 1st of each year
  • This account automatically renews each year

Special Savings Accounts

The Special Share Account is used by members to accumulate funds for special purposes such as saving for tuition, insurance, weddings, etc.

  • No minimum opening balance
  • Dividends are calculated and paid monthly on average daily balances
  • It works best if you set up recurring automatic payments into this account
Phone Number: (601) 649-7181          Toll Free: (855) 786-2228          Sunny By Phone: Option 1          Lost or Stolen Debit Card: (601) 649-7181
This credit union is federally insured by the National Credit Union Administration.
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Central Sunbelt FCU 1506 Congress Street Laurel, MS 39440 Phone: 601-649-7181  |  
Central Sunbelt FCU 734 Sawmill Road Laurel, MS 39440 Phone: 601-425-9442
Central Sunbelt FCU 112 South Westover Dr Hattiesburg, MS 39402 Phone: 601-264-9400  |  
Central Sunbelt FCU 1857 Lincoln Road Hattiesburg, MS 39402 Phone: 601-261-0719
Central Sunbelt FCU 1417 Aston Avenue McComb, MS 39648 Phone: 601-684-6278  |  
Central Sunbelt FCU 345 Central Road Waynesboro, MS 39367 Phone: 601-649-7181
Central Sunbelt FCU 1859 Evelyn Gandy Parkway, Suite 10 Hattiesburg, MS 39401-1069 Phone: 601-649-7181