Here at Central Sunbelt FCU, we are dedicated to providing our members with the financial services they need and want with the convenience they require.
Access your account 24/7 by computer, mobile phone, or tablet device. Our Android and Apple apps allow quick and easy access to your account while TXT Banking is available for any mobile phone with text messaging.* See our Cloud Services page for more details.
*Standard text messaging rates will apply depending on carrier.
Instant Issue Debit Cards
We now offer instant issue debit cards. You can receive your debit card the same day and choose your own pin number. The card will be activated the following day.
Other Convenience Services
Free Notary Services
Safe Deposit Box
We can CARFAX your vehicle. No cost if we finance your automobile!
*Note: Safe Deposit Box contents are not insured by NCUA or this credit union.
Sunny By Phone is Central Sunbelt FCU's Audio Response System that offers:
line of credit advances (minimum $50)
withdrawals by check payable to the first name on the account and mailed to the address in our computer system
and more all from the convenience of your telephone
Sunny By Phone requires a touch tone telephone and a 4-digit PIN number. When calling Account By Phone — 601-649-7181 — you will be given step-by-step instructions on how to navigate through the system. First time users can establish this service by either calling or stopping by one or our branches.
*For out of area callers, dial toll free at 855-786-2228 ext. 1
Another credit union difference!
To serve you better, we joined a national network of credit unions called Shared Branching, which provides members easy access to their accounts at thousands of locations nationwide.
As a Central Sunbelt member, you can use Credit Union Service Centers or Shared Branching Centers to perform transactions just as you would with us.
Outgoing and incoming transfers available to members.
Wire Transfer Instructions
To wire funds to Central Sunbelt Federal Credit Union, give your financial institution the following wire transfer instructions. These instructions are for wire transfers only and are not to be used for ACH payments, direct deposit or other electronic payments:
Corporate One Federal Credit Union Columbus, OH ABA #244084264
For Further Credit To:
Central Sunbelt Federal Credit Union Laurel, MS ABA #265377633
Further / Final Credit To:
Member Name & Member Number
Central Sunbelt FCU is Protecting You!
Our credit union provides a CARFAX Vehicle History Report to help protect our members from salvage, total loss, structural damage, lemon, and flood vehicles. Your branch representative will be happy to share a CARFAX Vehicle History Report for any vehicle you request.
With our partnership with CARFAX, you can get a discounted price on your CARFAX through Central Sunbelt! When financing your vehicle through us, we'll even pay the CARFAX for you!
Interested in a CARFAX?
Pay all your bills in one convenient place
Access Bill Pay in the Cloud Branch to view and pay all your bills conveniently in one location. One time payments are available or set up recurring payments for automated bill pay. Save tons on stamps, checks, envelopes, late fees and more!
Easily send money to a friend or family member without exchanging personal account information!
Bill Pay is free for all members who pay two or more bills a month.
Phone Number: (601) 649-7181 Toll Free: (855) 786-2228 Sunny By Phone: Option 1 Lost or Stolen Debit Card: (601) 649-7181