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Phone: (601) 649-7181

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CU Services


Convenience Services

Here at Central Sunbelt FCU, we are dedicated to providing our members with the financial services they need and want with the convenience they require.


Mobile Access
Access your account 24/7 by computer, mobile phone, or tablet device. Our Android and Apple apps allow quick and easy access to your account while TXT Banking is available for any mobile phone with text messaging.* See our Cloud Services page for more details.

*Standard text messaging rates will apply depending on carrier.

Instant Issue Debit Cards
We now offer instant issue debit cards. You can receive your debit card the same day and choose your own pin number. The card will be activated the following day.

Other Convenience Services

  • Money Orders
  • Free Notary Services
  • Safe Deposit Box
  • We can CARFAX your vehicle. No cost if we finance your automobile!

*Note: Safe Deposit Box contents are not insured by NCUA or this credit union.


Sunny By Phone

Local: 601-649-7181  •  Non-Local: 855-786-2228 ext. 1

Sunny By Phone is Central Sunbelt FCU's Audio Response System that offers:

  • balance inquiries
  • deposit information
  • transaction history
  • fund transfers
  • line of credit advances (minimum $50)
  • withdrawals by check payable to the first name on the account and mailed to the address in our computer system
  • and more all from the convenience of your telephone

Sunny By Phone requires a touch tone telephone and a 4-digit PIN number. When calling Account By Phone — 601-649-7181 — you will be given step-by-step instructions on how to navigate through the system. First time users can establish this service by either calling or stopping by one or our branches.

*For out of area callers, dial toll free at 855-786-2228 ext. 1


Shared Branching

Another credit union difference!

To serve you better, we joined a national network of credit unions called Shared Branching, which provides members easy access to their accounts at thousands of locations nationwide.

As a Central Sunbelt member, you can use Credit Union Service Centers or Shared Branching Centers to perform transactions just as you would with us.


Wire Transfer

Outgoing and incoming transfers available to members.

Wire Transfer Instructions

To wire funds to Central Sunbelt Federal Credit Union, give your financial institution the following wire transfer instructions. These instructions are for wire transfers only and are not to be used for ACH payments, direct deposit or other electronic payments:

  • To:
    Corporate One Federal Credit Union Columbus, OH ABA #244084264

  • For Further Credit To:
    Central Sunbelt Federal Credit Union Laurel, MS ABA #265377633

  • Further / Final Credit To:
    Member Name & Member Number


Central Sunbelt FCU is Protecting You!

Our credit union provides a CARFAX Vehicle History Report to help protect our members from salvage, total loss, structural damage, lemon, and flood vehicles. Your branch representative will be happy to share a CARFAX Vehicle History Report for any vehicle you request.

With our partnership with CARFAX, you can get a discounted price on your CARFAX through Central Sunbelt! When financing your vehicle through us, we'll even pay the CARFAX for you!

Interested in a CARFAX?


Bill Pay

Pay all your bills in one convenient place

Access Bill Pay in the Cloud Branch to view and pay all your bills conveniently in one location. One time payments are available or set up recurring payments for automated bill pay. Save tons on stamps, checks, envelopes, late fees and more!

Easily send money to a friend or family member without exchanging personal account information!

Bill Pay is free for all members who pay two or more bills a month.

Phone Number: (601) 649-7181          Toll Free: (855) 786-2228          Sunny By Phone: Option 1          Lost or Stolen Debit Card: (601) 649-7181
This credit union is federally insured by the National Credit Union Administration.
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Central Sunbelt FCU 1506 Congress Street Laurel, MS 39440 Phone: 601-649-7181  |  
Central Sunbelt FCU 734 Sawmill Road Laurel, MS 39440 Phone: 601-425-9442
Central Sunbelt FCU 112 South Westover Dr Hattiesburg, MS 39402 Phone: 601-264-9400  |  
Central Sunbelt FCU 1857 Lincoln Road Hattiesburg, MS 39402 Phone: 601-261-0719
Central Sunbelt FCU 1417 Aston Avenue McComb, MS 39648 Phone: 601-684-6278  |  
Central Sunbelt FCU 345 Central Road Waynesboro, MS 39367 Phone: 601-649-7181
Central Sunbelt FCU 1859 Evelyn Gandy Parkway, Suite 10 Hattiesburg, MS 39401-1069 Phone: 601-649-7181