Advantage Checking Account
Unlock the power of your money and earn higher paying dividends. If you’re looking for an everyday account with no monthly fees, ATM refunds, higher earnings, and anytime, anywhere online account access – then look no further!
FEATURES
— ATM Refunds (up to $25)2
— Higher Earnings1
— No Monthly Charge4
All Advantage Checking Rewards are granted upon qualifying.2
QUALIFICATIONS
— Enroll in Cloud Documents (eStatements)
— 10+ Debit Card transactions per month (totaling $100+)
— Establish:
— ACH
— Direct Deposit
— or Payroll Distribution
Non-qualifying accounts are subject to a monthly service charge.4
Term APY Minimum Balance Dividend Rate Qualifying – Balance $500 - $20,000 4.00% $500 3.93% Qualifying – Balance Over $20,000 4.00% - 0.05% $500 0.05% Non-Qualifying Min. Balance Met 0.05% $500 0.05% Minimum Balance for APY Not Met – – 0.05% 1 The minimum balance required to earn the stated Annual Percentage Yield is identified above. If you do not maintain the minimum balance, you will not earn the stated Annual Percentage Yield.
For all accounts, dividends are calculated by using the Daily Balance method, which applies a periodic rate to the balance in the account each day.
2 Qualifying accounts require 10 MasterCard Credit Card purchases each month with an aggregate total of at least $100.00 (transactions must post by close of business on last day of month), one ACH deposit each month, must receive Cloud Documents (valid email address required), and must not be subject to backup withholding (tax that is levied on investment income). Accounts with backup withholding will be converted to our regular checking account. Qualifying accounts also receive ATM charge refunds up to $25.00 each month. For any month in which these requirements are not satisfied, the non-qualifying dividend rate will apply, no ATM charge refunds will be paid, and a monthly service charge will apply. For all accounts, dividends are calculated by using the Daily Balance method, which applies a periodic rate to the balance in the account each day.
3 Advantage Checking available to natural person 18 years of age and older (i.e. business, DBA, minor, Trust, etc. accounts will not be allowed in the program).
4 All Advantage Checking accounts that fail to meet the qualifying criteria will be subject to a monthly service charge. The monthly service charge is posted on our service charges schedule.
Frequently Asked Questions
To open an account with Sunbelt, you will need to bring in two valid forms of Government Identification. For example, your Drivers License and Social Security Card. Also, proof of residence such as a utility bill or a lease.
There is no opening deposit required for any of Sunbelt's checking accounts!
Sunbelt account holders have access to over 60,000 free ATMs across the United States! Click here to find the free ATM closest to you.
Yes. Your funds are federally insured by the National Credit Union Administration (NCUA) up to $250K.Like the FDIC, the NCUA insures your deposit through the NCUSIF, backed by the full faith and credit of the US government.
|
Go to main navigation
Advantage Checking Details Advantage Checking: 1. Qualifying accounts require 10 MasterCard Credit Card purchases each month with an aggregate total of at least $100.00 (transactions must post by close of business on last day of month), one ACH deposit each month, must receive Cloud Documents (valid email address required), and must not be subject to backup withholding (tax that is levied on investment income). Accounts with backup withholding will be converted to our regular checking account. Qualifying accounts also receive ATM charge refunds up to $25.00 each month. For any month in which these requirements are not satisfied, the non-qualifying dividend rate will apply, no ATM charge refunds will be paid, and a monthly service charge will apply.
2. Advantage Checking available to natural person 18 years of age and older (i.e. business, DBA, minor, Trust, etc. accounts will not be allowed in the program).
3. All Advantage Checking accounts that fail to meet the qualifying criteria will be subject to a monthly service charge. The monthly service charge is posted on our service charges schedule. *APY = Annual Percentage Yield